01 Acceptance of terms
These Terms of Use ("Terms") govern your access to and use of ZyndLending.com ("the Site"), operated by ZyndLending ("we," "us," "our"). By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, please do not use the Site.
02 Eligibility
You must be at least 18 years old and a legal resident of the United States to use the Site or apply for a loan referral through ZyndLending. By using the Site, you represent that you meet these eligibility requirements.
03 Nature of services
ZyndLending operates as a referral service that connects qualified borrowers with personal loan options offered by third-party lenders. ZyndLending is not a lender. Loan terms, including rates, fees, and approval, are determined by the lender, not by ZyndLending.
04 Application accuracy
You agree that all information you provide is true, accurate, and complete. Submitting false or misleading information may result in denial of your application and possible legal consequences.
05 Intellectual property
All content on the Site โ including text, graphics, logos, and software โ is the property of ZyndLending or its licensors and is protected by U.S. and international intellectual property laws. You may not copy, reproduce, distribute, or create derivative works without prior written consent.
06 Prohibited use
You agree not to:
- Use the Site for any unlawful purpose
- Attempt to gain unauthorized access to any portion of the Site
- Interfere with or disrupt the Site's operation
- Use automated systems to scrape, copy, or harvest data
- Submit false information or impersonate another person
07 Third-party links
The Site may contain links to third-party websites. We are not responsible for the content, accuracy, or practices of any third-party site, and your use of those sites is at your own risk and subject to their own terms.
08 Disclaimer of warranties
The Site is provided "as is" and "as available." ZyndLending makes no warranties, express or implied, regarding the Site's operation, content, accuracy, or availability. To the fullest extent permitted by law, we disclaim all warranties.
09 Limitation of liability
To the maximum extent permitted by law, ZyndLending will not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Site or any loan obtained through a referral.
10 Indemnification
You agree to indemnify and hold ZyndLending harmless from any claims, losses, or damages arising from your use of the Site, your violation of these Terms, or your violation of any rights of another party.
11 Governing law
These Terms are governed by the laws of the State of California, without regard to conflict-of-law principles. Any dispute will be resolved in the state or federal courts located in California, and you consent to the personal jurisdiction of those courts.
12 Changes to terms
We may update these Terms at any time. Continued use of the Site after an update constitutes acceptance of the revised Terms.
13 Contact us
Questions about these Terms? Reach us at info@zyndlending.com.